Egg Freezing for Graduate Students & Young Professionals in NYC
Whether you're earning a PhD, finishing medical school, completing residency, building your career, or simply not ready for children yet, Morgan Fertility helps you understand your fertility and your egg-freezing options — with transparent pricing and student-friendly scheduling.
No obligation. Get clear information about pricing, financing, insurance and next steps.

How much does egg freezing cost at Morgan Fertility?
Morgan Fertility's current egg-freezing package is $5,395 and includes your baseline ultrasound, evaluation of the uterus and ovaries, antral follicle count, a personalized stimulation protocol, egg retrieval, vitrification (freezing) and the first year of storage. Medication costs are separate and vary.
Egg Freezing Package
$5,395
- Baseline ultrasound
- Evaluation of the uterus and ovaries
- Antral follicle count
- Personalized ovarian stimulation protocol
- Egg retrieval procedure
- Vitrification / freezing
- First year of egg storage
Storage after the first year
$1,000
per year
$2,000
for four years
Please note: Medication costs are separate and vary by patient, pharmacy and insurance coverage. Our team can review your options before treatment begins. You can also see our full transparent fertility pricing and guide to fertility costs.
Can graduate students afford egg freezing?
Egg freezing is a real financial decision, and it isn't affordable for everyone. What Morgan Fertility offers is a clear, transparent package price, financing and payment options when available, an insurance and medication benefit review, and a Graduate Student Program — so you can make an informed decision rather than guessing at the cost.
See your real egg-freezing cost in a few taps
Start from Morgan Fertility's transparent $5,395 package, apply any benefits you may qualify for, and see how it compares to the national average — plus an illustrative monthly amount. Medications are separate, and your exact cost is confirmed by our team.
If split into monthly payments
Choose a term to see an illustrative monthly amount. This is the package price divided evenly, not a financing offer — actual plans and any interest are set by the lender.
Estimates are for information only and are not a quote or a guarantee of eligibility. Medication costs are separate and vary by patient, pharmacy and insurance. A Morgan Fertility team member can confirm your exact costs and any benefits.
Your estimated package
$5,395
- Egg-freezing package$5,395
- Estimated first-year storageIncluded
- MedicationsSeparate
About $2,605–$6,605 below the national average
The published US average for the same scope is $8,000–$12,000.
Better access to fertility preservation while you're still building your career.
Transparent Pricing
Know the expected treatment cost before making a decision — no surprise line items.
Flexible Payment Options
Learn which financing or installment options may be available for students and young professionals.
Insurance & Medication Review
Our team can help you understand whether your benefits may cover eligible portions of treatment or medication.
Student-Friendly Scheduling
Understand the timeline and how short monitoring visits may fit around classes, residency, research or work.
Does insurance cover egg-freezing medications?
Some insurance plans may cover certain fertility medications or related services even when elective egg freezing itself is not covered. Coverage depends entirely on your individual plan.
Morgan Fertility can help you understand exactly what to ask your insurance carrier and pharmacy before treatment, so you know what to expect. Coverage is determined by your plan and cannot be guaranteed.
Graduate Student Benefits
Morgan Fertility offers benefits designed to make fertility preservation more accessible for students and young professionals — and to support friends going through it together.
Graduate Student Benefit
$250–$500
Eligible graduate and professional students may qualify for a special benefit — currently $250–$500 toward an eligible egg-freezing cycle.
Eligibility and program terms apply.
Refer a Friend
$250 egg-storage credit
Create a personal referral link below. Your friend gets $250 off your egg-freezing cycle, and you receive a $250 egg-storage credit once she completes her cycle. This is not a cash payment for a referral.
Eligibility and program terms apply.
Freeze With a Friend
Considering egg freezing together?
Two eligible friends who independently schedule through the Graduate Student Program may qualify for a special Freeze With a Friend benefit. Each person submits her own information and consents independently.
Eligibility and program terms apply.
You don't have to know exactly when you want children to start planning for the possibility.
Career & Training
Medical training, graduate school, residency, fellowships and demanding careers can shift family-planning timelines.
Relationships
You may want children eventually but haven't met the right partner yet.
Flexibility
Egg freezing may provide another reproductive option later in life.
Information
A fertility assessment can provide information such as AMH and antral follicle count to start the conversation.
Not sure where you stand today? Start with our fertility assessment quiz or learn more about egg freezing at Morgan Fertility.
Students and creators sharing their egg-freezing journey
Watch real first-appointment and consultation stories at Morgan Fertility, straight from Instagram.
Individual experiences vary and are not a guarantee of any particular result. Egg freezing does not guarantee a future pregnancy.
What does the egg-freezing process actually look like?
Consultation
Meet with the Morgan Fertility team to discuss your goals, medical history and timeline.
Fertility Assessment
Complete appropriate testing and ultrasound evaluation.
Ovarian Stimulation
Take fertility medications for approximately 10–14 days, depending on your treatment plan.
Egg Retrieval
A short outpatient procedure retrieves the mature eggs.
Egg Freezing
Suitable eggs are vitrified and stored for possible future use.
How much time will I need away from school or work?
Most patients continue school or work throughout the process. Monitoring visits are short and usually early in the morning, and the retrieval is a brief outpatient procedure after which many people rest for the remainder of that day. Individual treatment timelines vary from patient to patient.
Studying away from NYC? Plan egg freezing around one focused trip.
You don't have to live in New York to freeze your eggs at Morgan Fertility. Many students begin with a remote consultation and then complete their monitoring and retrieval during a single, concentrated visit — with the active treatment window typically lasting about two weeks.
Easy to reach
Newark (EWR), LaGuardia (LGA) and JFK are all within reach, and the Englewood office is just over the George Washington Bridge from Upper Manhattan.
Start remotely
Begin with a video consultation from another city or country before you plan any travel to New York.
One focused trip
Most active treatment happens in about two weeks, so many traveling students plan a single, concentrated visit.
Records made simple
Our team helps coordinate prior testing and medical records, including for international students studying in the U.S.
What a single trip can look like
- 1
Before you travel
Remote consultation
Start with a virtual visit from anywhere to review your goals, history and a personalized plan.
- 2
Days 1–3
Baseline & testing
Baseline ultrasound and bloodwork; some early testing can often be coordinated with a provider near you.
- 3
~10–14 days
Stimulation & monitoring
Short, often early-morning monitoring visits in Englewood while you take your medications.
- 4
Retrieval day
Egg retrieval
A brief outpatient procedure. Most people rest for the remainder of that day.
- 5
After
Head home
Eggs are vitrified and stored securely — the first year of storage is included.
Individual treatment timelines vary from patient to patient. Our team will confirm exactly what can be done remotely versus in person based on your plan and travel dates.
What should I compare when choosing an egg-freezing clinic?
Fertility pricing varies significantly by clinic, so compare the full picture — not just the advertised price. Look at what the cycle price includes, whether medications and storage are included, where monitoring happens, who performs the retrieval, and any additional fees.
| Question to ask | Why it matters |
|---|---|
| What is included in the cycle price? | Some advertised prices exclude important services. |
| Are medications included? | Medication can significantly affect the total cost. |
| Is storage included? | Annual storage fees vary between clinics. |
| Where is monitoring performed? | Frequent monitoring may affect your schedule. |
| Who performs the retrieval? | Understand who will actually provide your care. |
| Are financing options available? | Payment structure can matter to students. |
| How will insurance benefits be reviewed? | Certain services or medications may have coverage. |
Morgan Fertility publishes a transparent $5,395 egg-freezing package so you can compare it clearly. Considering IVF later? Learn about IVF at Morgan Fertility too.
Egg Freezing Options for NYC Graduate Students
Many graduate students and young professionals in Manhattan, Brooklyn, Queens and across New York City choose fertility providers just outside the city — often because they want transparent pricing, individualized care and an alternative to the largest NYC fertility centers. Morgan Fertility's Englewood, NJ location sits just across the George Washington Bridge from Upper Manhattan.
Englewood, NJ
106 Grand Ave, Suite 400, Englewood, NJ 07631
Just across the George Washington Bridge from Upper Manhattan, serving Bergen County, Hudson County and the NYC metro area.
Lakewood, NJ
475 Route 70 West, Suite 201, Lakewood, NJ 08701
Serving Ocean County, Monmouth County and Central/South Jersey.
Who is the Graduate Student Program for?
The Morgan Fertility Graduate Student Egg Freezing Program is designed for students and young professionals who are delaying family building because of education or career.
Refer a friend — you both benefit
Graduate school, residency and the early years of a career can make family planning complicated. If you have a friend, classmate, colleague or fellow who is also considering egg freezing, create your personal referral link and send it to her.
- Your friend gets $250 off your egg-freezing cycle when she moves forward with her cycle.
- You get a $250 egg-storage credit once she completes her cycle.
- Her referral is applied automatically — the link carries a unique code, so there's nothing to remember at her consultation.
Medically Reviewed
Medically reviewed by Dr. Allen Morgan, MD, FACOG
Dr. Allen Morgan is a board-certified reproductive endocrinologist and the founder of Morgan Fertility & Reproductive Medicine, with more than 33 years of experience in reproductive endocrinology and infertility.
View Dr. Morgan's full physician profile- Medically reviewed
- August 1, 2026
- Page last updated
- August 1, 2026
From Dr. Morgan
“The students and young professionals I meet are doing everything right — building careers, finishing degrees, training in medicine and law — and they worry the ‘right time’ for a family may never feel convenient. Egg freezing exists for exactly that moment. Your late twenties and early thirties are typically when egg quality is at its best, so freezing now is one of the most effective ways to protect your future options while you focus on the present. It isn't a guarantee of a baby later, but it buys you time and takes the pressure off the calendar. My advice is simple: learn your numbers early. One consultation and a quick test tell you where you stand — with no obligation to move forward.”
Get your personalized egg-freezing options
Tell us a little about yourself and what you'd like help with. No lengthy medical forms.
Frequently asked questions
How much does egg freezing cost at Morgan Fertility?
Morgan Fertility offers an egg-freezing package for $5,395, which includes your baseline ultrasound, evaluation of the uterus and ovaries, antral follicle count, a personalized stimulation protocol, the egg retrieval procedure, vitrification (freezing), and the first year of storage. Medication costs are separate and vary by patient, pharmacy and insurance. Our team can review your specific costs on a consultation.
Does Morgan Fertility offer student pricing for egg freezing?
Graduate students and young professionals may qualify for special Morgan Fertility programs, financing opportunities or promotional pricing when available. The best way to learn what applies to you is to ask during your consultation.
Can insurance cover egg-freezing medications?
It depends entirely on your individual plan. Some patients have fertility benefits, medication coverage, or pharmacy benefits even when elective egg freezing itself is not fully covered. Morgan Fertility can help you understand what questions to ask your carrier and pharmacy. Coverage is determined by your plan and cannot be guaranteed.
Does Morgan Fertility have a graduate student egg-freezing program?
Yes. The Morgan Fertility Graduate Student Egg Freezing Program is built for PhD students, medical students, residents, fellows, law and MBA students, master's students and young professionals. It combines the transparent $5,395 egg-freezing package with financing options, insurance and medication review, flexible scheduling, and possible graduate-student benefits. Eligibility and program terms apply.
Can I freeze my eggs while I'm in a PhD program?
Yes. Many patients complete egg freezing while earning a PhD. A typical cycle involves an initial consultation, a few short early-morning monitoring visits over roughly two weeks, and a brief retrieval procedure, which many students schedule around classes, teaching, lab work or research. Individual treatment plans vary.
Can medical residents freeze their eggs?
Yes. Residents and fellows regularly freeze their eggs. Because monitoring visits are usually brief and often early in the morning, many residents coordinate treatment around rotations and call schedules. Our team can help you plan timing that works with a demanding clinical schedule.
How much school or work will I miss for egg freezing?
Most patients continue with school or work throughout the process. Monitoring appointments are short and typically scheduled in the early morning, and the retrieval is a brief outpatient procedure after which many people rest for the remainder of that day. Individual experiences and treatment plans vary.
How many appointments are needed for egg freezing?
A typical cycle involves an initial consultation and assessment, several short monitoring visits during ovarian stimulation, and the retrieval procedure itself. The exact number of visits varies by patient, and your care team will map this out for you.
How long does the egg-freezing process take?
Ovarian stimulation generally lasts approximately 10–14 days, followed by the retrieval procedure. The exact timeline depends on your individual treatment plan and how your body responds.
What age should I consider freezing my eggs?
Egg quality is generally highest earlier in life, so many people consider freezing in their late 20s to mid 30s. The right timing is individual. A fertility assessment can provide helpful information, such as AMH and antral follicle count, to start the conversation.
How many eggs should I freeze?
This depends on your age, ovarian reserve and personal goals. Some patients choose more than one cycle to bank additional eggs. Your physician will discuss what may be reasonable for your situation during your consultation.
Does freezing eggs guarantee I can have a baby later?
No. Egg freezing preserves options but does not guarantee a future pregnancy or live birth. Outcomes depend on many factors including age at freezing, egg quality and future treatment. We believe in giving you honest, realistic information.
Can I finance egg freezing?
Financing or installment options may be available. Our team can walk you through which options may apply so you can make a decision that fits your budget.
What happens to my frozen eggs after the first year?
The first year of storage is included in the $5,395 package. After that, storage is $1,000 per year, or $2,000 prepaid for four years. Your eggs remain safely stored until you decide to use them or make other arrangements.
Is it cheaper to freeze my eggs outside Manhattan?
Fertility pricing varies significantly by clinic, so the honest answer is: compare the full picture, not just the headline number. When comparing clinics, look at what the cycle price includes, whether medications and storage are included, where monitoring is done, who performs the retrieval, and any additional fees. Morgan Fertility publishes a transparent $5,395 egg-freezing package so you can compare it clearly against other options.
Can NYC patients receive treatment at Morgan Fertility?
Yes. Many patients travel from New York City and across the tri-state area. Our Englewood location is just across the George Washington Bridge from Upper Manhattan, and we also have a Lakewood location serving Central and South Jersey.
How does Freeze With a Friend work?
If two eligible friends each independently decide to move forward with egg freezing through the Graduate Student Program, they may qualify for a special Freeze With a Friend benefit. Each person schedules, provides her own medical information and consents to treatment independently — no one shares another person's medical details. Eligibility and program terms apply.
Can I refer another graduate student to Morgan Fertility?
Yes, and it's a two-sided benefit. Generate your personal referral link on this page and share it with a friend, classmate, colleague or fellow. When she moves forward, she gets $250 off her egg-freezing cycle, and you receive a $250 egg-storage credit once she completes her cycle. She always submits her own information — you never provide anyone else's medical or personal details. This is not a cash payment for a referral, and eligibility and program terms apply.
How does the egg-freezing referral discount work?
Create your personal referral link on this page (it contains a unique code). When your friend opens that link and requests a consultation, her inquiry is automatically tagged with your code. She receives $250 off her egg-freezing cycle, and once she completes her cycle you receive a $250 egg-storage credit. There's no cash payout and no limit stated here — our team confirms eligibility and applies the credits. Eligibility and program terms apply.
Have another question? See our full fertility FAQ or schedule a consultation.
You don't need to decide today. You just need to understand your options.
Learn what your fertility looks like today, what egg freezing may cost, what benefits you may have and whether treatment fits your current life.
