Morgan Fertility and Reproductive Medicine
Happy family holding newborn baby
500+ Reviews
Since 1993

Your Baby Is Waiting

Start your journey at half the cost of other clinics

10,000+

Babies Born

2 Weeks

To Start

50%

Less Cost

As Featured In

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CNBC
Health
Parents
Today
GMA
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WSJ
Forbes
CNBC
Health
Parents
Today
GMA
NYT
WSJ
Forbes
CNBC
Health
Parents
Today
GMA
Our Treatments

Comprehensive Fertility Care Tailored to You

From initial testing to successful pregnancy, we offer the full spectrum of fertility treatments.

10,000+Babies Born

In Vitro Fertilization (IVF)

The gold standard of reproductive medicine. Eggs are retrieved, fertilized in our state-of-the-art lab, and transferred back for the best chance of success.

  • Gold standard treatment
  • PGT genetic testing available
  • Frozen embryo transfers
  • ICSI when needed
In Vitro Fertilization (IVF)
IVF
Insurance Accepted

We Work With Most Major Insurance Providers

Many fertility treatments are covered by insurance. Our team will verify your benefits and help you understand your coverage before you begin.

Aetna
BCBS
Cigna
UHC
Oxford
Horizon
AmeriHealth
Qualcare

Not Sure If You're Covered?

Call us and our insurance specialists will verify your fertility benefits for free — before your first appointment.

(866) 582-BABY
$8,50078945612=Pricing Tool

Estimate Your Treatment Cost

Transparent pricing with no hidden fees

Cost Calculator

Select treatment & options

Number of Cycles

Optional Add-Ons(tap for details)

Include Medication Estimate

$3,000 - $6,000

Estimated Total

$13,000

or from

$1,083/mo

Get Your Personalized Quote
Transparent Pricing

Quality Care at Prices You Can Afford

We believe cost shouldn't be a barrier to building your family. Our prices are approximately half the national average, with flexible payment plans available.

Click on any feature below to learn more about what's included

IUI Cycle

$1,780starting at

A gentle, less invasive first step ideal for unexplained infertility or mild male factor.

  • Cycle Monitoring

    Regular ultrasounds and blood tests to track your cycle and optimize timing for the best results.

    • Multiple ultrasound appointments
    • Hormone level blood tests (E2, LH, P4)
    • Follicle growth tracking
    • Precise timing optimization
  • Insemination Procedure

    A gentle, 15-minute procedure where specially prepared sperm is placed directly into the uterus.

    • Sperm washing & preparation
    • Catheter-based insertion
    • Minimal discomfort
    • No anesthesia required
  • Follow-up Care

    Ongoing support and monitoring after your procedure to ensure the best possible outcome.

    • Pregnancy test scheduling
    • Results consultation
    • Next steps planning
    • Emotional support resources
  • Medication Guidance

    Expert guidance on fertility medications, including how to self-administer injections if needed.

    • Medication protocol planning
    • Injection training (if applicable)
    • Side effect management
    • Pharmacy coordination assistance
Get Started
Most Popular

IVF + PGT + FET

$19,800complete package

Our most comprehensive IVF package includes genetic testing and frozen embryo transfer for the highest success rates.

  • Egg Retrieval

    A minimally invasive procedure to collect mature eggs from your ovaries under light sedation.

    • Transvaginal ultrasound-guided
    • 20-30 minute procedure
    • Light IV sedation included
    • Same-day recovery
  • Embryo Culture & Transfer

    Your embryos are carefully cultured in our state-of-the-art lab before transfer to your uterus.

    • 5-6 day embryo development
    • Blastocyst stage culture
    • Gentle catheter transfer
    • Embryo quality grading
  • Embryo Freezing

    Any extra embryos are cryopreserved using vitrification for future use, with 1 year storage included.

    • Vitrification technology
    • 99%+ thaw survival rate
    • First year storage free
    • Future FET cycle option
  • ICSI (Intracytoplasmic Sperm Injection)

    A single sperm is injected directly into each egg, ideal for male factor infertility cases.

    • Sperm selection by embryologist
    • Direct injection technique
    • Improves fertilization rates
    • Additional cost if not covered by insurance
  • Anesthesia

    Light IV sedation administered by our certified anesthesia provider for your comfort during retrieval.

    • Board-certified anesthesiologist
    • Light twilight sedation
    • Continuous monitoring
    • Quick recovery time
Get Started

Egg Freezing

$5,045complete cycle

Preserve your fertility and keep your options open for when you're ready.

  • Testing

    Comprehensive testing to assess your fertility and prepare for the egg freezing cycle.

    • Bloodwork panels
    • Ultrasound evaluation
    • Genetic screening
  • Ovarian Stimulation

    Hormone medications to stimulate your ovaries to produce multiple eggs for freezing.

    • Customized medication protocol
    • Daily monitoring during stim
    • Dosage adjustments as needed
    • Typically 10-14 days
  • Egg Retrieval

    Your mature eggs are collected through a quick, minimally invasive procedure under sedation.

    • Ultrasound-guided aspiration
    • 20-30 minute procedure
    • Sedation for comfort
    • Rest area recovery
  • Vitrification (Flash Freezing)

    Your eggs are flash-frozen using advanced vitrification technology for optimal preservation.

    • Ultra-rapid freezing method
    • Prevents ice crystal formation
    • 99%+ survival rate on thaw
    • Preserves egg quality
  • 1 Year Storage

    Your frozen eggs are securely stored in our monitored cryobank for the first year at no extra cost.

    • 24/7 temperature monitoring
    • Backup systems in place
    • Secure facility
    • Annual renewal options available
  • Future Thaw Cycle Discount

    When you're ready to use your frozen eggs, you'll receive a discount on your thaw and transfer cycle.

    • 10% off future thaw cycle
    • Priority scheduling
    • Seamless transition
    • No expiration on discount
Get Started
$

Flexible Payment Plans Available

No credit check required. Finance your treatment with ease.

Making Dreams Possible
Rx
Morgan Rx Loans

Don't Let Finances Stand Between You & Your Baby

Through our sister company Morgan Rx Loans, we've helped thousands of families access the care they deserve. Your dream of parenthood shouldn't wait because of finances.

10,000+
Families Funded
98%
Approval Rate
60 sec
Quick Decision
$0
Hidden Fees

No Credit Check Required

We believe in second chances. Your credit history won't determine your ability to become a parent. Everyone deserves the opportunity to build their family.

Perfect for rebuilding credit

Same-Day Approval

Apply in under 2 minutes, get approved within 60 seconds. No lengthy paperwork, no waiting weeks for answers. Start your treatment journey today.

Most patients approved instantly

Flexible Payment Terms

Choose a plan that fits your budget—from 6 to 60 months. Low monthly payments starting at just $150/month make treatment accessible for every family.

Payments as low as $150/mo

Compassionate Support

Our dedicated financing team understands the emotional journey you're on. We're here to guide you through every step with empathy and care.

Real humans, real support

"We almost gave up because of the cost. Morgan Rx Loans changed everything."

Join thousands of families who thought parenthood was out of reach financially, but found a way through our flexible financing. Your story is waiting to be written.

10,000+ families funded
Monthly payments from
$150
per month
0% interest options available
Speak to a Specialist
256-bit SSL Encrypted
HIPAA Compliant
No Impact on Credit Score

Success Stories

Thousands of Dreams Made Real

Every family has a unique story. Here are just a few of the lives we've helped change forever.

Anne & Justin
IVF Success
"After 6 failed cycles at another clinic, I was devastated when I came to Morgan Fertility. They gave me my hope back. Their team made my years of heartbreak worth it. I'm now holding my miracle baby."

Anne & Justin

Massachusetts

Watch Their Stories

Sarah & Mike

Sarah & Mike

8:30

Jennifer

Jennifer

6:45

The Hendersons

The Hendersons

10:15

Maria's Journey

Maria's Journey

7:22

Meet Your Doctor

A Pioneer in New Jersey Fertility Care

Dr. Allen Morgan

33+

Years Experience

Dr. Allen Morgan

MD, FACOG

Founder & Medical Director

Dr. Allen Morgan is a board-certified reproductive endocrinologist and obstetrician-gynecologist who has been helping families achieve their dreams since 1993. A pioneer in New Jersey fertility care, he opened the state's first IVF laboratory and has dedicated his career to providing compassionate, personalized treatment. With over 10,000 babies born through his programs, Dr. Morgan continues to lead with expertise and heart.

Education & Training

  • MD - Far Eastern State Medical University
  • OB-GYN Residency - Long Island Jewish Medical Center
  • Fellowship, Reproductive Endocrinology - University of Kentucky Hospital

Notable Achievements

  • Founded Morgan Fertility in 1993
  • Opened New Jersey's first IVF laboratory (1996)
  • 33+ years practicing fertility medicine in New Jersey
  • Assistant Clinical Professor - UMDNJ
  • Board Certified in Reproductive Endocrinology & Infertility

Board Certified

RE & OB-GYN

NJ Fertility Pioneer

Since 1993

Clinical Professor

UMDNJ Faculty

Nationally Accredited Laboratory

Your Embryos Deserve the Highest Standards

Our IVF laboratory holds every major accreditation in reproductive medicine, ensuring your fertility journey is supported by verified excellence and rigorous quality control.

State-of-the-Art

IVF Laboratory

6 Major

Accreditations

Annual

Inspections Passed

100%

Compliance Rate

CAP

College of American Pathologists

Certified

Gold standard in laboratory accreditation ensuring highest quality standards in embryology and andrology testing.

SART

Society for Assisted Reproductive Technology

Certified

Member clinic reporting verified success rates and adhering to strict practice guidelines.

FDA

U.S. Food & Drug Administration

Certified

Registered tissue establishment compliant with federal regulations for handling reproductive tissue.

CLIA

Clinical Laboratory Improvement Amendments

Certified

Certified laboratory meeting federal standards for accuracy, reliability, and timeliness of patient test results.

AABB

Association for the Advancement of Blood & Biotherapies

Certified

Accredited for reproductive tissue services including sperm and embryo cryopreservation.

ASRM

American Society for Reproductive Medicine

Certified

Adhering to ASRM practice guidelines and ethical standards in reproductive medicine.

All accreditations verified and current as of 2026
FAQ

Questions? We Have Answers.

We know this journey comes with many questions. Here are answers to the most common ones. Can't find what you're looking for? Our team is always here to help.

Your first consultation includes a comprehensive review of your medical history, an initial assessment, and a discussion of potential treatment options. Our specialists will answer all your questions and help you understand the best path forward for your unique situation. You'll leave with a clear understanding of your options and next steps.

We're committed to making fertility care accessible. Our IUI cycles start at $900, IVF cycles at $8,500, and egg freezing at $5,500 — approximately half the national average. We offer transparent pricing with no hidden fees, flexible payment plans with no credit check required, and we work with most insurance providers.

Our success rates are among the highest in New Jersey, with thousands of babies born through our programs. However, success varies based on individual factors like age, diagnosis, and treatment type. During your consultation, we'll provide personalized information about your expected outcomes based on your specific situation and the latest SART data.

Over 40% of our patients travel from other states for treatment. We have a dedicated travel program that coordinates with your local OBGYN for monitoring, minimizing the time you need to spend at our clinic. Most patients only need to visit us for 2-5 days during their treatment cycle.

A typical IVF cycle takes about 4-6 weeks from start to pregnancy test. This includes approximately 10-14 days of ovarian stimulation, egg retrieval (a 15-minute procedure), 3-5 days of embryo development, and embryo transfer. We'll create a personalized timeline during your consultation so you know exactly what to expect.

We believe everyone deserves the chance to build a family. Unlike many clinics, we do not have strict age or BMI cutoffs. We accept patients of all backgrounds and work with you to develop the best treatment plan regardless of previous history or other factors that may have disqualified you elsewhere.

Limited January Appointments Available

Don't Let Another Month Pass Without Your Baby

Imagine holding your baby in your arms this time next year. That journey starts with a single step — your consultation with Dr. Morgan. Every week you wait is another week without progress toward your dream.

No Pressure

Just honest guidance

Trusted Care

Since 1993

Same Week

Appointments available

Insurance Help

We'll verify coverage

Or reach us directly:

(866) 582-BABY

Mon-Fri 7am-6pm, Sat 8am-12pm

Englewood & Lakewood, NJ

2 convenient locations

Schedule Your Consultation

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